Philip was 18 and had been driving for a year when he managed to save enough money for a Peugeot 205GTi in 1992. His mother refused to pay to insure such a powerful car, but Philip managed to insure it on a monthly basis. He had only paid three months' premium when he took some friends out for a drive. Philip lost control of the car on a very slight bend and both he and a young boy passenger were killed. His mother believes that he did not appreciate the difference in handling between his previous 205 and the much more powerful GTi.

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